MFI Cookie Policy

1. What Are Cookies?

Cookies are small text files that are placed on your computer, phone, or other device when you visit a website.

Cookies can be:

• Session cookies – which expire when you close your browser; or
• Persistent cookies – which remain on your device for a set period or until you delete them.

Cookies may be:

• First-party cookies – set by us (MFI); or
• Third-party cookies – set by someone else, such as analytics or advertising providers.

We also use similar technologies, such as:

• Local storage;
• Pixels and tags;
• SDKs in mobile apps (if applicable).

For simplicity, we refer to all of these as "cookies" in this policy.

2. Why We Use Cookies

We use cookies for four main purposes:

1. Strictly Necessary – to make the Platform work properly
2. Preferences – to remember your choices and improve usability
3. Analytics & Performance – to understand how the Platform is used and improve it
4. Marketing (where used) – to measure campaigns and deliver relevant content

Some cookies are essential for the Platform to function. Others are optional and may require your consent, depending on where you’re located.

3. Types of Cookies We Use

Below is a description of the types of cookies that may be used on the Platform. The exact cookies can change over time as we update or improve the Platform.

3.1 Strictly Necessary Cookies

These cookies are essential for the operation of the Platform and cannot be switched off in our systems.

They are usually only set in response to actions made by you, such as:

• Logging in or maintaining your session
• Filling out forms
• Setting privacy or cookie preferences
• Using core features related to jobs, proposals, or payments

Without these cookies, the Platform may not function properly.

Examples of what they do:

• Keep you logged into your MFI account as you navigate between pages
• Enable secure access to your dashboard, projects, and messages
• Help us detect and prevent fraudulent or unauthorized activity

You can set your browser to block these cookies, but if you do, some parts of the site may not work correctly.

3.2 Preference (Functional) Cookies

These cookies allow the Platform to remember your choices and settings to provide a more personalized experience.

They may remember things like:

• Your language or region
• Display settings or saved filters
• Your last viewed pages or recent activity

Disabling these cookies may mean that certain preferences are not saved and you have to re-enter them each time you visit.

3.3 Analytics & Performance Cookies

These cookies help us understand:

• How visitors use the Platform
• Which pages or features are used most
• Where we might need to improve usability, performance, or content

We typically use these cookies in an aggregated or de-identified way so that they don’t directly identify you.

Examples of what they track:

• Page views and navigation paths
• Time spent on the site or on specific pages
• Whether you encounter errors or broken pages
• Device type, browser, and general location (e.g., city or region)

We may use third-party analytics providers (like Google Analytics or similar tools). These providers may set their own cookies and have their own privacy practices.

You can usually opt out of analytics cookies via:

• Our cookie banner or settings (if implemented); and/or
• Your browser or add-ons (e.g., Google Analytics opt-out tools).

3.4 Marketing & Advertising Cookies (If/When Used)

If we use marketing or advertising cookies, they help us:

• Measure the effectiveness of our marketing campaigns
• Understand how users arrive at the Platform (e.g., ads, search, social media)
• Show more relevant content or promotions to you (for example, remarketing audiences)

These cookies may be set by MFI and/or by third-party advertising partners (e.g., social platforms, ad networks).

They may collect information such as:

• Which ads you clicked or viewed
• Which pages you visited after clicking an ad
• Basic device or browser identifiers for audience creation

If you are in a region where consent is required for these cookies, we will seek your consent via a cookie banner or similar mechanism before using them.

You can generally:

• Manage your preferences in our cookie tools (if present);
• Adjust your ad preferences directly via platforms like Google, Meta, etc.; and
• Use browser settings to block third-party cookies.

4. How to Manage Cookies

You have several options for managing or controlling cookies:

4.1 Browser Settings

Most web browsers allow you to:

• View which cookies are stored on your device
• Delete some or all cookies
• Block cookies from specific sites
• Block all cookies

The steps vary by browser. You can usually find instructions in the "Help" or "Settings" menu of your browser.

Be aware that:

• Blocking all cookies may cause parts of the Platform not to work properly (especially Strictly Necessary cookies).

4.2 Device Settings (Mobile & Apps)

If you access the Platform via a mobile device or app:

• Your device may provide options to limit ad tracking or reset advertising IDs (e.g., "Limit Ad Tracking" on iOS or "Opt out of Ads Personalization" on Android).
• Apps may also use in-app settings to manage tracking or analytics (if provided).

4.3 Cookie Banners or Consent Tools

Where required by law, we may use:

• A cookie banner or preference manager that allows you to:
  • Accept all cookies
  • Reject non-essential cookies
  • Customize your cookie preferences by category

If such tools are implemented, your choices there will guide how cookies are used (subject to technical limits and browser/device settings).

5. Third-Party Cookies & Links

Some cookies on the Platform may be set by third parties, including:

• Analytics providers
• Embedded content providers (e.g., videos, maps)
• Advertising and social media platforms

These third parties are responsible for their own cookies and may use the information they collect in accordance with their own privacy and cookie policies.

Our Platform may also contain links to external sites that are not controlled by MFI. We are not responsible for the cookie practices of those third-party sites.

We recommend that you review the cookie and privacy policies of any third-party services you interact with.

6. Do Not Track (DNT) Signals

Some browsers offer a "Do Not Track" feature. There is currently no common industry

standard for responding to DNT signals.

At this time:

• Our Platform does not respond to DNT signals in a way that is standardized across all browsers,
• But you can still manage cookies via your browser settings and other tools described above.

7. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect:

• Changes in technology or the cookies we use;
• Changes in legal or regulatory requirements;
• Improvements or updates to our Platform.

When we make changes:

• We will update the "Effective Date" at the top of this page; and
• If the changes are material, we may notify you via the Platform or by email where appropriate.

Your continued use of the Platform after changes take effect means you accept the updated Cookie Policy.

8. Contact Us

If you have any questions or concerns about our use of cookies or this Cookie Policy, you can contact us at:

MFI Group – Cookies & Privacy
Email: support@mfi.group